Peritovia vs. 6 Alternatives for Claims Adjusters and Insurers
No tool on the market covers the entire vehicle claims inspection workflow in Spanish and in a single product: on-site recorded interview → transcription → report in the insurer's format → direct copy into its system. Today an insurer has to combine two or three programs, and even then the adjuster ends up retyping.
We reviewed six well-known alternatives. All of them are good at what they do; the question is which one handles the work of a vehicle claims adjuster in Latin America.
Comparison summary
| Product | What it does | Approx. list price | Interview + transcription | Report in the insurer's format | Native Spanish |
|---|---|---|---|---|---|
| Peritovia | End-to-end vehicle claims inspection | From USD 59/month | ✅ By role, automatic | ✅ Word and signed PDF | ✅ |
| SafetyCulture | Generic forms and inspections | ≈ USD 24/user/month | ❌ | Partial (its own templates) | Partial |
| Philips SpeechLive | Dictation and transcription | ≈ € 39/user/month with speech recognition | Partial (dictation, not role-based interviews) | ❌ | ✅ |
| Xactimate | Damage repair estimates | ≈ USD 160/month or more | ❌ | Partial (cost estimate) | Limited |
| CompanyCam | Job-site photos with GPS | From ≈ USD 63/month | ❌ | ❌ | ❌ |
| ClaimWizard | Claims management for public adjusters | ≈ USD 250/month (3 licenses) | ❌ | Partial | ❌ |
| Tractable / Snapsheet | AI photo-based damage appraisal | Enterprise contracts | ❌ | Partial (damage assessment) | Limited |
Reference prices taken from each vendor's public pages and from directories such as Capterra and G2 in October 2026. Subject to change.
1. SafetyCulture
What it is: a very popular checklist and inspection app (workplace safety, quality, maintenance).
Peritovia's advantages: SafetyCulture is generic: you have to design the forms yourself, and it doesn't record or transcribe interviews. Peritovia comes with the structure of a vehicle claims report built in (policyholder, third parties, witnesses, officer, physician), role-based transcription and the adjuster's electronic signature.
2. Philips SpeechLive
What it is: professional mobile dictation with speech recognition, widely used by lawyers and doctors.
Peritovia's advantages: SpeechLive transcribes what you dictate, but it doesn't organize interviews with multiple people or build the report. In Peritovia each statement lands in its own section, alongside photos, sketches and policy values, and the report comes out in the insurer's format. On top of that, combining SpeechLive with a forms app costs more than Peritovia Perito Pro.
3. Xactimate (Verisk)
What it is: the U.S. standard for estimating damage repairs, especially for property.
Peritovia's advantages: Xactimate answers "how much will the repair cost?", not "what happened and who says so?". It is designed for U.S. pricing and markets. Peritovia covers the investigation of the vehicle loss and can work alongside an estimating system.
4. CompanyCam
What it is: job-site photos with location, notes and timelines for contractors.
Peritovia's advantages: beyond photos organized by case, Peritovia adds interviews, sketches, insurance values and a signed report, and protects every photo with a SHA-256 fingerprint for chain of custody. CompanyCam is not built for insurance or for Spanish speakers.
5. ClaimWizard
What it is: claims management software (CRM) for public adjusters in the U.S.
Peritovia's advantages: ClaimWizard manages the claim file and its deadlines, but it doesn't capture evidence at the scene. Peritovia is the field tool: it records, transcribes and issues the report, and it works with no signal on the road.
6. Tractable and Snapsheet (AI photo-based appraisal)
What they are: platforms that use artificial intelligence to estimate vehicle damage from photos, sold to large insurers under enterprise contracts.
Peritovia's advantages: photo-based AI assesses the damage, but it doesn't reconstruct how the loss happened or collect statements, which are key to detecting fraud and determining liability. Peritovia is affordable for mid-sized insurers and adjusting firms in Latin America, with implementation in weeks, not months.
Conclusion
If your problem is the time adjusters spend transcribing and writing, and the need for verifiable evidence, Peritovia is the most direct option: it does in a single product what today requires combining dictation, forms and photos, and it delivers the report in your format. If you already use a central claims platform, Peritovia complements it with section-by-section export.
The brands mentioned belong to their respective owners. This comparison is based on public information and may not reflect features released after its publication.
Do you work at an insurer or as an appraiser?
Peritovia records interviews at the scene, transcribes them automatically and delivers the signed report the same day.
Keep reading
How to Prevent Traffic Accidents: 12 Habits That Save Lives
The most common causes of crashes in Ecuador and Latin America, and the concrete habits that reduce risk behind the wheel, on a motorcycle and on foot.
Read article · 7 min →Car Accident in Ecuador: What to Do and What NOT to Do
A step-by-step guide to the first minutes after a crash: safety, ECU 911, evidence, your insurer and SPPAT. Plus the mistakes that cost the most.
Read article · 8 min →Requirements for Getting a Driver's License in Ecuador
License types, requirements, exams and steps for getting a Type B license for the first time, plus the points system and renewal.
Read article · 6 min →